New Construction Loans

Short-term financing for new construction projects.

Obtain financing for ground-up construction projects.

  • Collateral:
    Non-Owner Occupied Single-FamilyProperties; Condos; Townhomes
  • LTV:
    Initial Loan Amount: Up to 75% of the As-Is Value
    Maximum Loan Amount: Up to 75% of the After-Repair Value Up to 90% of Total Loan-to-Cost
  • Term:
    12 – 24 Months
  • Loan Amount:
    $100k* – $2M *Based on Max Loan Amount
  • Credit Score:
    650 Minimum
  • Property Value:
    $150k**
    **As-Completed Value

New Construction Financing

Fast Financing that Fits Your Real Estate Investments

Tier 1: Completed 10+ Ground Up Construction Projects
INITIAL LOAN AMOUNT   MAX LOAN AMOUNT
Maximum Loan-To-Value Maximum Loan-To-Cost Maximum ARV Total Loan-To-Cost
Purchase Up to 75% of the As-Is Value Up to 80% of
the As-Is Value		 Up to 75%
ARV		 Up to 90%
Total LTC
Refinance Up to 75% of the As-Is Value N/A Up to 75%
ARV		 Up to 90%
Total LTC

 

Tier 2: Completed at Least 10 Real Estate Investment Transactions that Include Renovation
INITIAL LOAN AMOUNT   MAX LOAN AMOUNT
Maximum Loan-To-Value Maximum Loan-To-Cost Maximum ARV Total Loan-To-Cost
Purchase Up to 75% of the As-Is Value Up to 75% of
the As-Is Value		 Up to 70%
ARV		 Up to 85%
Total LTC
Refinance Up to 72.5% of the As-Is Value N/A Up to 70%
ARV		 Up to 85%
Total LTC

 

Tier 3: Completed 3+ Real Estate Investment Transactions, At Least One Must Be a Heavy Renovation
INITIAL LOAN AMOUNT   MAX LOAN AMOUNT
Maximum Loan-To-Value Maximum Loan-To-Cost Maximum ARV Total Loan-To-Cost
Purchase Up to 70% of the As-Is Value Up to 72.5% of
the As-Is Value		 Up to 65%
ARV		 Up to 85%
Total LTC
Refinance Up to 67.5% of the As-Is Value N/A Up to 65%
ARV		 Up to 85%
Total LTC

 

Tier 4: New Customer with No Prior Experience
INITIAL LOAN AMOUNT   MAX LOAN AMOUNT
Maximum Loan-To-Value Maximum Loan-To-Cost Maximum ARV Total Loan-To-Cost
Purchase Up to 70% of the As-Is Value Up to 70% of
the As-Is Value		 Up to 65%
ARV		 Up to 82.5%
Total LTC
Refinance Up to 65% of the As-Is Value N/A Up to 65%
ARV		 Up to 82.5%
Total LTC

Ready To Fund Your Deal?

Apply Now