Stranix Capital offers short-term and long-term financing options for real estate investors. Whether you are looking to fix & flip properties or hold properties for rental income, Stranix has flexible options that are suited to your needs.
NEW CONSTRUCTION
Ground Up
- 12 – 24-Months
- Loans from $100k to $2M
Up to 80% of Initial Advance; Up to 90% Total Loan-to-Cost- Min. FICO: 620
FIX AND FLIP
After Repair Value (ARV)
- 12 – 18 Months
- Loans from $50k to $7.5M
Up to 85% of the Purchase Price + 100% of Rehab Costs; Not to Exceed 70% of the ARV- Min. FICO: 620
RENTAL FINANCING
Long-Term
- 30-Years (Amortization Options Available
- Loans from $55k to $2M
- Purchase: The Lesser of Up to 80% of As-Is Value or Up to 80% Loan-to-Cost; Refinance Up to 80% of the As-Is Value; Cash-Out: Up to 75% of the As-Is Value
- Min. FICO: 680
SHORT-TERM MULTI
- 12 - 18 Months
- Loans from $$250k to $10M
- Multi-Family Apartment Buildings (5+ Units); Mixed-Use Buildings (Residential Space Must Be Greater Than 70% of Square Footage)
- Stabilized Bridge:
Purchase: Up to 75% of the As-Is Value Refinance: Up to 70% of the As-Is Value Cash-Out: Up to 65% of the As-Is Value Fix & Flip:
Purchase: Up to 80% of the Purchase Price + 100% of Rehab Costs
Refinance: Up to 70% of the As-Is Value + 100% of Rehab Costs
Cash-Out: Up to 60% of the As-Is Value + 100% of Rehab Costs - Min. FICO: 620
LONG-TERM MULTI
- 30 Year Loan
- Loans from $100k to $2M
Multi-Family Apartment Buildings (5+ Units) Up to 9 Units
Purchase: The Lesser of Up to 67.5% of As-Is Value or Up to 67.5% Loan-to-Cost;
Refinance Up to 67.5% of the As-Is Value;
Cash-Out: Up to 65% of the As-Is Value.- Min. FICO: 680
